The Nike ad shows a reflective Michael Jordan. He is sitting on a chair on the floor of the Berto Center, the practice facility for the Chicago Bulls.  A basketball rests beneath him; a rack of balls awaits him. 

Let’s pretend you have a debt.  I mean a big, BIG debt: one million dollars. “How am I going to pay that?” you moan. “I won’t make that much money in twenty years.” So you live life in the dumps, a perpetual frown etched on your face, and a black cloud of depression following you everywhere you go. The debt is a prison from which you cannot escape.

t was just a staff, a gnarled piece of wood rubbed smooth by months of use. It was just a staff, but the old stick became a symbol of power that Moses defiantly swung when he came to the fork in the road. You have come to the fork haven't you? It is that moment of decision when you must choose one of two paths: God's way or your way.

Have you done business with Curmudgeon and Associates?  You recognize the company don’t you? Curmudgeon and his partners are old pros, a powerful lot. When they talk, people listen. If you do not recognize their name, I am sure you have seen their product: they specialize in complaining.

One drop isn’t much, unless it is a drop of food coloring. It permeates in seconds.

It must be one of Murphy’s Laws. The chances of the phone ringing are directly proportional to the degree I am relaxing. It never fails.